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What makes up Stock?

Raw materials / work in progress / finished goods / packaging / other consumables.

What are Trade Debtors?

Customers who owe the business money for goods /services supplied on credit.

What are Trade Creditors?

Suppliers of goods / services to whom the business owes money.

What are Other Creditors?

An obligation to pay other than for the supply of goods / services, e.g. VAT / PAYE.

What are Net Working Assets?

Non-cash working assets (stocks & debtors) less short term creditors (trade & others).

What are Accruals?

The value of good / services for which the business has received the benefit but not yet received an invoice (ESB, rent in arrears).

What are Prepayments?

The value of goods / services for which you have paid in advance (insurance, rent in advance etc).

What does Going Concern mean?

Accounts are prepared on the assumption that the business will continue as a going concern.

What is the Consistency Concept?

Accounting treatment will be applied on a consistent basis from year to year.

What is the Prudence Concept?

Accounts are prepared using cautious judgment and if in doubt to choose the option which minimizes profits.

What are Direct Costs?

Costs which can be traced directly to units of production.

What are Indirect Costs?

Costs which cannot be directly traced to units of production.

What are Fixed costs?

Overheads which do not vary with volume of production or sales.

What are Variable Costs?

Overheads which are fixed only within a range of production or sales and vary outside this range.

What is Gross Margin (Contribution)?

Gross margin = Sales less Variable Costs.
Gross margin covers Fixed costs plus Profit.
Gross Margin Ratio = Gross Profit x 100 / Sales.

What is Break Even Analysis?

Break-even Sales = Variable Costs + Fixed Costs or Break-even Sales = Total Fixed Costs / Gross Profit %

What are Break-even Sales?

The level of sales at which the business neither makes a profit or loss.

What does Cost of Sales mean?

Costs which directly relate to the making and selling of the product / service.

What does Gross Profit mean?

The amount left over once cost of sales has been met out of sales value.

What does Expenses mean?

Costs which are not directly related to making and selling specific products / services.

What does Current Assets mean?

Trade Debtors, Stock, Cash in the Bank.

What does Current Liabilities mean?

Trade Creditors, Loans or amounts outstanding which must be paid within a year.

What does Working Capital mean?

Working Capital is Current Assets minus Current Liabilities.

How do I manage my Working Capital?

Watch Working Capital : Sales Ratio, which is Current Assets minus Current Liabilities divided by Sales x 100.

What are Debtor Days?

Debtor Days = Debtors divided by Gross Sales per Day.

What are Creditor Days?

Creditor Days = Trade Creditors divided by Gross Purchases per Day.

What are Stock Days?

Stock Days = Stock divided by Net Purchases.

What is my Working Capital Requirement?

Debtors + Stock - Trade & Other Creditors = Working Capital Requirement.

What is the Total Funding Requirement of my business?

Total Funding Requirement = Net Fixed Assets + Working Capital Requirement.

What is Share Capital in my business?

1. Authorised Share Capital is the aggregate par value of the shares that a company has authority to issue to its members, it is a kind of theoretical maximum capital. For example the authorised share capital of company A is 1,000,000 €1 shares.

2. Issued Share Capital is the aggregate par value of the shares that have been issued to subscribers , in other words the total par value of the company's shares that have been acquired by its members. Allotted capital is the same as issued capital.

3. Ordinary Shares are the voting shares of the company. There may be different classes of ordinary shares carrying different voting rights. For example a company may have "A" Ordinary Shares which carry full voting rights, and may also have a number of "B" Ordinary Shares which have restricted voting rights.

4. Preference Shares are shares that carry prior or preferential rights over other shares. The preferential rights are usually as regards dividends and return of capital.

5. Redeemable Preference Shares are a special class of shares issues at a coupon rate for a fixed period of time. The shares plus any unpaid dividends are repayable by the company at the end of the predetermined date. In effect the company is buying back its own shares.

Frequently Asked Questions

Jargon, Definitions and Accountancy Concepts.

If you can't find what you're looking for here feel free to contact us and we will answer your questions.

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W.O. McGrory & Company

Certified Public Accountants & Registered Auditors.
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